The benefits of using the HiRoad app for car insurance

There’s an app for that! While you may have a favorite meal delivery or language learning app, you probably don’t associate car insurance with an app marketplace. But one quick search for “HiRoad car insurance” and you may come across an innovative choice. As a solution that gives drivers more ownership over how well their car insurance reflects their actual driving habits, the HiRoad app utilizes tech available through the app on your phone (telematics) to recognize good driving behaviors and offer monthly savings on your car insurance bill.

For HiRoad newbies or those looking for a refresher, we’ll share the ins and outs of the HiRoad app and

why it’s your key to saving each month on your insurance bill.

The perks of HiRoad car insurance

Move over traditional insurance. Say goodbye to the days of having a policy determined solely by factors such as your gender, age or credit score. HiRoad car insurance and using the app has its perks. When it comes to HiRoad, a behavior-based car insurance, there are advantages to it over traditional insurance. Here are a few:

• Potential cost savings

• Personalized pricing based on driving behavior

• Enhanced customer experience

• Ease of use

Insurance doesn’t have to be complicated, and at HiRoad, we want your experience with us and the app to be free of complications. 

Let’s talk about HiRoad app features

As you use the app and log your trips, you’ll also be able to see your current discount, review your policy, access your insurance cards, file claims and get driving tips on how you can improve behind the wheel. But wait, that’s not all! Some of our favorite features include: 

Lifetime savings. In the HiRoad app, you’re now able to see how much you’ve saved as a dedicated HiRoad driver. Your lifetime savings is the ultimate motivator to continue driving mindfully from behind the wheel.

Driving scores. Finding your driving scores is easier than ever in the HiRoad app. Get up-to-date stats on the progress you’re making as it relates to our four core driving scores of Distraction Free, Smooth Driving, Driving Patterns and Safe Speeds. 

Driving trends. Get a snapshot of your driving trends in the HiRoad app by seeing a history of the trips you’ve taken and the miles you’ve put behind the wheel. It’s good to see where you’ve been and where you’re headed.

Notifications. To make alerts clear and timely, the HiRoad app notifications are color-coded for you. This makes it easier to see when something needs your attention to help avoid surprises and keep you in the know.

Plus, enjoy activities and challenges designed to help with focus, mindfulness and avoiding distraction while driving.

How to use the HiRoad app

As a car insurance company, we know the idea of “up to 50% off every month” on your insurance bill may feel a little too good to be true, but with the HiRoad app and your good driving behaviors—it’s possible. 

How does it all work? Here’s a run down: 

1. Sign up

First, you’ll need a HiRoad policy. Right now HiRoad car insurance is available to drivers living in Arizona or Rhode Island. You can get a quote on your desktop or mobile browser or the HiRoad app—usually in five, ten minutes tops.

In the quote process, you’ll be able to select your coverage options and deductible amounts. 

2. Download the app

Download the HiRoad app on iOS or Android and log into your HiRoad account. If it’s your first time logging into the app, you’ll be asked to set your permissions. These permissions allow the app to measure info while you’re driving to help calculate your personalized monthly bill and reward your good driving. 

3. Start driving (use the app)

Any time you get behind the wheel, have your phone with you—in a cradle, on silent and out of your hands. While you’re driving and focused on the road, the app is working in the background to collect driving data. The app uses the tools built into your phone to measure your habits behind the wheel. HiRoad uses that information to calculate your four driving scores and your monthly reward. 

4. Keep driving and start saving

As you keep driving and recording your trips, the HiRoad app will build your monthly discount, which is calculated based on the way you drive over time, not just one trip, so if you have a drive that is less than mindful, no sweat. 

Get started with HiRoad

There’s a reason why you shop for car insurance; some insurers just aren’t a good fit for you. HiRoad is the same way—it isn’t for everyone. Drivers who are mindful behind the wheel and get from point A to B in a safe, smooth way, HiRoad may be a great insurance solution for you. 

As the auto insurance industry shifts away from traditional insurance and more towards mobile-friendly, usage-based insurance models, HiRoad is ready to welcome you with open arms. As a car insurance company hoping to create ripples of good on the road and reward drivers for those good moments, why not take a drive with us? Get a quote today and see if you’re ready to join HiRoad.

The information in this article was obtained from various sources not associated with HiRoad®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. HiRoad is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. HiRoad makes no guarantees of results from use of this information.