Hi Phoenix

It’s good to have you here. We’re HiRoad, an Arizona car insurance company that rewards good drivers like yourself for taking the high road from behind the wheel.

We offer Arizona auto insurance to mindful drivers with a behavior-based model that celebrates who you are as a good driver and encourages you to make better choices on the road that can benefit us all. 

Our Phoenix, Arizona community

As an Arizona car insurance company in Phoenix, we believe in doing more than selling insurance policies. We want to make an impact and create ripples of good.

Known for beautiful landscapes, unbeatable hiking trains and stellar southwest food, Phoenix is a community we love to be a part of at HiRoad. 

To create these ripples of good and mindful moments in our communities, you may have seen us around Tucson. We had billboards all over Arizona to say hello as a new car insurer. When we took those down, instead of wasting that material, we upcycled it and turned it into bags. Those bags went to our first Arizona customers and to families in the community through our collaboration with Homeward Bound.

You may have also seen our Green Team around Phoenix—a group of Arizonans, who share the message of HiRoad and do some good for the environment along the way. They’ve been spotted at the 2021 Phoenix Pizza Fest, 2021 Phoenix Pride and Downtown PHX Farmers Market.

HiRoad has also built meaningful relationships and collaborations with local Phoenix organizations such as The Joy Bus, Homeward Bound and Arizona Chapter National Safety Council.

How to get a quote

As you shop for Phoenix auto insurance, consider HiRoad. We’re an auto insurance company that can help you tailor your policy to your needs. 

Why do we stand out? Our team strives to provide you with great auto insurance that rewards you with monthly discounts when you’re mindful on the road (up to 50 percent every month).

To get started with HiRoad and begin a quote, click one of the three contact options below to be connected with our HiRoad team.

Car insurance requirements in Phoenix

If you have questions about your Phoenix car insurance requirements, you’ve come to the right place.

In Arizona, drivers are required to have liability insurance. Here are two things you need to know about Tempe, Arizona’s minimum insurance coverages: 

1. You must maintain a minimum of $25,000 in bodily injury liability coverage for one person and $50,000 for two people. 

2. You must maintain a minimum of $15,000 in property damage liability coverage.

What's unique about car insurance and Arizona? The state accepts electronic proof of insurance, giving you the added perk of accessing your car insurance policy at any time, in the HiRoad app.